As we age, it becomes even more important to have the right legal protections in place—not just for what happens after we’re gone, but for what could happen while we’re still very much alive.
If you're over 60, two of the most critical estate planning documents you need right now are a Power of Attorney and a Living Will.
What Is a Power of Attorney (POA)?
A Power of Attorney gives someone you trust the legal authority to manage your finances and property if you become incapacitated. This person can:
- Pay your bills
- Access and manage accounts
- Handle real estate and legal matters
- Act on your behalf if you're hospitalized or cognitively impaired
Without one, your family would have to go to court to have someone appointed—a process that’s expensive, time-consuming, and emotionally draining.
What Is a Living Will?
Also called an Advance Directive, a Living Will outlines your preferences for life-sustaining medical care if you’re ever in a permanent vegetative state or terminal condition with no chance of recovery.
This document tells your doctors—and your loved ones—what you want, so no one is left guessing in a crisis.
Why These Documents Matter Now
- Capacity can change quickly due to stroke, dementia, or illness
- Medical emergencies are more common with age
- Legal authority must be in place before incapacity sets in—you can’t sign documents once you’ve lost decision-making ability
Common Misunderstandings
- “My spouse can automatically handle everything”—not true
- “I have a will, so I’m covered”—wills only apply after death
- “I’m healthy now”—good, but these documents are for emergencies
We Help You Put Protection in Place—Before You Need It
These documents are simple to set up and offer powerful protection. We’ll walk you through your options and make sure you’re covered.
Schedule your consultation today and plan with peace of mind.
